Business Insurance


Your Business Is Unique… Your Insurance Should Reflect That

Choosing the right insurance for your business is an important decision.

At Collins Insurance Agency, it's easy to find the right solution with our series of programs tailored to your individual business.

Business Insurance Made Simple

Collins Insurance Agency products offer flexibility to meet your specific insurance needs. And all of our products are sold through only the most secure insurance companies. Our policies includes insurance protection important to your business. A few of the many coverages include: 

  • Business Property
  • Automobile
  • Employee Dishonesty
  • Business Income Interruption
  • General Liability
  • Crime
  • Worker's Compensation
  • Employment Practices Liability Insurance 

Whether your business is a small store front, or a large manufacturer, we can customize an insurance program to meet the specific needs of your business. 

In addition, your business may have special needs. For example:

  • Contractor's Equipment
  • Fine Arts
  • Inflation Guard
  • Boiler and Machinery
  • Bonds

 Could Your Business Survive a Million Dollar Lawsuit?

In today's environment, a million dollar lawsuit is not uncommon. Companies of all sizes are vulnerable to large lawsuits and judgments, and the standard liability limit of a million dollars may not be enough.

Selling goods and services increases the likelihood of lawsuits related to your products/services, customer injuries and automobile losses. An Umbrella Liability Policy is an affordable way to protect your business from financial ruin. Can you afford not to be covered? See our Umbrella Information page for more information.

The Most Overlooked Coverage

Hired and Non-Owned coverage is often overlooked. If you or your employees rent vehicles or use personal cars for business use, you need this coverage. Of course, if your business owns automobiles, you need Business Auto Insurance.

Business Auto Insurance

Provides comprehensive liability protection including bodily injury, property damage, medical payments and uninsured motorists as well as property damage protection for fire, theft, vandalism and more.

Professional Errors and Omissions Liability

Collins Insurance Agency can provide coverage to many Professional businesses with a policy sold through an insurance company that understands the specific exposures of your business. A brief list of the Professional Liability exposures we have specialized programs for include:

  • Attorneys
  • Home Healthcare Agencies
  • Mental Health Boards
  • Accountants
  • Director's and Officer's for Profit or Non-Profit Organizations

Workers' Compensation

Work-related illness and accidents occur in businesses of all sizes. Injured employees need fast, quality medical care to help them recover quickly. Collins Insurance Agency has many highly discounted Worker's Comp programs available for almost all types of businesses.

Click here to ask us a question.

The Collins Insurance Agency has been serving the Alabama community since 1953!  We specialize in:  
•    Auto Insurance
•    Homeowners Insurance
•    Life Insurance
•    Business Insurance
•    Workers Compensation
•    Umbrella Liability Insurance
•    And Much More!

Contact us at (205)-987-5911 or stop by our office in Hoover to see how we can help you!