Home Insurance

The single largest investment most people will make in their lifetime will be their home.  Homeowners insurance is vital to protecting your home and its contents against damaging weather-related events such as tornados and violent thunderstorms in northern Alabama, or hurricanes which threaten the southern parts of our state.  This coverage can also offer protection for damage and losses that are the result of vandalism, fire, and theft.

We understand how important it is to have the proper homeowners insurance policy whether you are in Hoover, Greystone, Mountain Brook, or Vestavia.  Our team at Collins Insurance Agency has the knowledge and expertise to help you understand and select the homeowners, condo, or renters insurance that is right for you and your family.  

While no two homeowners insurance policies are the same, common features found in a standard policy may include:

•    Liability protection in the event someone is injured while on your property.
•    Coverage for your home and structures on your property such as sheds and detached garages.
•    Coverage for personal property damage.
•    Limited coverage for stolen items such as jewelry. 
•    Added protection for valuable items in your home which can be added to most policies.

For many homeowners, a competitive and affordable rate can often be the deciding factor when selecting a policy.  In addition to great rates, many of the nationally recognized insurance providers offer discounts that consumers may be unaware of.  We are committed to finding you the best available rates along with any discounts you may qualify for by being a responsible homeowner.  

Broad, Flexible Protection for Your Home, Possessions and YOU!

Insurance Coverages:
  • Homes
  • Condominiums
  • Renters (personal property)
  • Mobile homes
  • Farms
  • Rental homes
Personal Auto:
  • 100% replacement cost
  • Dwellings under construction
  • Mature home owners and renters
  • Multiple policies
  • Premium paid in full
  • Protection devices (smoke alarms, deadbolt locks and fire extinguishers)
  • Renovated or new homes
  • Seasonal dwellings
Discounts Available:
  • Back-up of sewer and sump pump
  • Boats
  • Earthquake
  • Flood
  • Food spoilage from power outage
  • Furs
  • Golf and other sports equipment
  • Identity theft expense
  • Jewelry
  • Personal computers
  • Personal umbrella liability
  • Snowmobiles

Homeowners insurance will give you peace of mind knowing that you and your family are protected when the unexpected happens.  For a free quote or for any questions you may have about homeowners insurance, please contact us at (205)-987-5911 or use our Home Insurance Quote Tool to get started!

The Collins Insurance Agency has been serving the Alabama community since 1953!  We specialize in:  
•    Auto Insurance
•    Homeowners Insurance
•    Life Insurance
•    Business Insurance
•    Workers Compensation
•    Umbrella Liability Insurance
•    And Much More!

Contact us at (205)-987-5911 or stop by our office in Hoover to see how we can help you!


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Frank Polhill at Franklin Automotive

"I have been doing business with Mike Collins for over 22 years. His agency takes care of our personal and many of our business insurance needs. You will not find a better agency."

Carolyn Pettus at Edgewood Service Center

"We have been a client of Collins Insurance for over 25 years. They are honest, dependable and always there when you need them. And they have great rates!"

Charles Dye of Paramount Services

"We have been using Collins Insurance Agency for over 30 years and have found their pricing, service, and claims handling to be superb. They handle all of our business and personal insurance needs. We highly recommend Collins Insurance Agency to anyone."

Pete Donohoo at Donohoo Auto

"We have used Mike for over 10 years, and he has helped us as we have grown. His staff is very responsive, and he is very accessible when we need him and good about getting back to us on our questions."